General Insurance
General Insurance Expertise
Our many years commercial insurance experience allows us to respond to the needs of small and large businesses in all Industry types, including but not limited to the following:
| Construction including LEED/SustainableConstruction (See Tab) | Manufacturing, Distribution, Wholesale |
| Real Estate | Chemistry Industry |
| Information Technology | Wind and Solar Energy |
| Government & Public Entities | Transportation/Logistics |
Foreign & USA Sales and Work
If you plan to work in a foreign jurisdiction you should consider the insurance implications early. Working with our US and London affiliates we can assist you in wading through these often treacherous waters. We want to keep you out of harm’s way. Wherever your opportunity is, we will help you find a solution to any insurance roadblocks you may encounter.
U.S. Workers’ Compensation Insurance
Additionally, if you do business in the USA our strong relationship with our US affiliates allows us to deliver the very best knowledge of Workers’ Compensation. Why deal with a Canadian firm, when you can get on the ground assistance from brokers that know their own jurisdiction better?
Fenn & Fenn commits to:
- Working with you to understand your company and your insurance objectives.
- Free review and analysis of the appropriateness of your current insurance coverage and existing insurance service relationship.
- Using our experience to review and discuss your claims history to identify problem issues and discuss remedies that may help secure improved insurance terms.
- Discussing your risks with you, including uninsurable risks and to help identify resources outside Fenn & Fenn Insurance Practice Inc. that may be able to help you mitigate identified uninsurable risks. These may be Health & Safety Consultants, specialized Lawyers or other resources.
- Designing your insurance programme in accordance with your needs and budget. We help you compile the most suitable protection: keeping your budget in mind.
- Developing a formal representation of your business to Insurers reflecting your operations in the most professional manner with a goal to procuring the very best coverage terms and costs.
- Be your advocate and sounding board at all times on insurance and risk related issues.
- Dependable after sale service including timely complete documents. A clear, easy to understand summary of your insurance coverage.
- To be available to talk/present to your Board of Directors or your staff on any issues related to risk management and insurance. Also, we do offer topical seminars if desired.
We wish to be your trusted adviser in everything we do for you.
Insurance Product Offering
At a minimum we can make available the following general insurance coverage through Fenn & Fenn Insurance Practice Inc.
Commercial Business
- Property and Business Interruption Insurance including Equipment Breakdown
- Primary and Excess/Umbrella Third Party General and Professional (Errors and Omissions) Liability Insurance.
- Automobile & Fleet Insurance
- Environmental Impairment Liability (including Mould and Asbestos).
- Commercial & Contract Surety Bonds (Performance Bonds, Labour and Material Payment Bonds, License Bonds, Customs Bonds etc.)
- Employee Dishonesty Insurance including Custodial/Janitorial forms.
- Credit (accounts receivable) insurance, Political Risks, Kidnap Ransom, Product Tamper/Product Recall.
- Directors and Officers Liability – Profit & Not For Profit and Side A DIC or Side A Excess.
- Specie Insurance - Fine Arts & Jewellery – personal collections, dealers, museums & galleries, jewellery manufacturers.
- Many other specialty coverage types.